King Benjamin teaches that borrowing should be done conscientiously to avoid sin.

“…Whosoever among you borroweth of his neighbor should return the thing that he borroweth, according as he doth agree, or else thou shalt commit sin; and perhaps thou shalt cause thy neighbor to commit sin also.” (Mosiah 4:28)

Questions:

-How can borrowing without fulfilling the agreement to return what was borrowed cause a chain reaction of sin?